Financial literacy among Finnish adolescents in PISA 2018 : the role of financial learning and dispositional factors
Silinskas, G., Ahonen, A. K., & Wilska, T.-A. (2021). Financial literacy among Finnish adolescents in PISA 2018 : the role of financial learning and dispositional factors. Large-Scale Assessments in Education, 9, Article 24. https://doi.org/10.1186/s40536-021-00118-0
Julkaistu sarjassa
Large-Scale Assessments in EducationPäivämäärä
2021Oppiaine
ResurssiviisausyhteisöPsykologiaSosiologiaKoulutuksen tutkimuslaitosSchool of Resource WisdomPsychologySosiologyFinnish Institute for Educational ResearchTekijänoikeudet
© 2021 the Authors
The aim or the present study was to examine the relative importance of financial education in school and families and dispositional factors (competitiveness, work mastery, meta-cognition) in predicting financial literacy among Finnish adolescents. The data on the 4328 Finnish 15-year-olds was drawn from the PISA 2018 assessment. Financial literacy was measured by tests, and financial education and dispositional factors were assessed by adolescent questionnaires. First, the results showed that financial education in school was positively associated with adolescents’ financial literacy skills, whereas parental involvement in financial matters did not relate or related negatively to financial literacy scores. Second, dispositional factors, such as competitiveness, work mastery, and meta-cognition (effective strategies to understand/remember information, to summarize information, and to evaluate source credibility) were the strongest positive predictors of the financial literacy scores. Overall, the present study emphasizes that certain social factors (schools and families) and especially dispositional characteristics (personality/motivation and critical thinking/learning strategies) may shape the development of the financial skills of adolescents.
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Julkaisija
SpringerISSN Hae Julkaisufoorumista
2196-0739Asiasanat
Julkaisu tutkimustietojärjestelmässä
https://converis.jyu.fi/converis/portal/detail/Publication/101942642
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Rahoittaja(t)
Suomen AkatemiaRahoitusohjelmat(t)
Akatemiatutkijan tutkimuskulut, SA; Akatemiatutkija, SA; Tutkijatohtori, SA; Strategisen tutkimuksen ohjelmat STN, SALisätietoja rahoituksesta
This study is part of the DigiConsumers research project funded by the Strategic Research Council (SRC) established within the Academy of Finland. Grant Numbers: #327237, #327242. The Academy of Finland has also funded the corresponding author by the Academy Research Fellow Grants #331525, #336148, and #296082.Lisenssi
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