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dc.contributor.authorShaikh, Aijaz A.
dc.contributor.authorHanafizadeh, Payam
dc.contributor.authorKarjaluoto, Heikki
dc.date.accessioned2017-11-23T09:59:28Z
dc.date.available2017-11-23T09:59:28Z
dc.date.issued2017
dc.identifier.citationShaikh, A. A., Hanafizadeh, P., & Karjaluoto, H. (2017). Mobile Banking and Payment System : A Conceptual Standpoint. <em>International Journal of E-Business Research</em>, 13 (2), 14-27. <a href="https://doi.org/10.4018/IJEBR.2017040102">doi:10.4018/IJEBR.2017040102</a>
dc.identifier.otherTUTKAID_72971
dc.identifier.urihttps://jyx.jyu.fi/handle/123456789/55987
dc.description.abstractThis study conceptualizes and proposes a well-regulated and designated mobile banking and payment system (MBPS) with the potential to strengthen the banking system, foster the regulatory framework, and to be integrated across various platforms and mobile devices. Unlike other mobile payment systems that lack convenience, scalability, and usability, the proposed MBPS contains several important functionalities and it has the potential to bring together hitherto unconnected industries—banking, Fintech and telecoms—to offer value-added services to their existing and potential customers. The ownership of the MBPS shall remain with the financial services sector including the banking and microfinance institutions. The paper concludes with a discussion on the implications and limitations of the study and proposes future research directions.
dc.language.isoeng
dc.publisherIGI Global
dc.relation.ispartofseriesInternational Journal of E-Business Research
dc.subject.otherverkkopankit
dc.subject.othermaksujärjestelmät
dc.subject.othermobile banking
dc.subject.otherpayment systems
dc.titleMobile Banking and Payment System : A Conceptual Standpoint
dc.typearticle
dc.identifier.urnURN:NBN:fi:jyu-201711224330
dc.contributor.laitosKauppakorkeakoulufi
dc.contributor.laitosSchool of Business and Economicsen
dc.contributor.oppiaineBasic or discovery scholarship
dc.contributor.oppiaineMarkkinointi
dc.type.urihttp://purl.org/eprint/type/JournalArticle
dc.date.updated2017-11-22T10:15:11Z
dc.type.coarjournal article
dc.description.reviewstatuspeerReviewed
dc.format.pagerange14-27
dc.relation.issn1548-1131
dc.relation.volume13
dc.type.versionpublishedVersion
dc.rights.copyright© 2017 IGI Global. Published in this repository with the kind permission of the publisher.
dc.rights.accesslevelopenAccessfi
dc.relation.doi10.4018/IJEBR.2017040102


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