Reflective and Impulsive Processes Underlying Saving Behavior and the Additional Roles of Self-Control and Habit
Allom, V., Mullan, B. A., Monds, L., Orbell, S., Hamilton, K., Rebar, A. L., & Hagger, M. (2018). Reflective and Impulsive Processes Underlying Saving Behavior and the Additional Roles of Self-Control and Habit. Journal of Neuroscience, Psychology, and Economics, 11 (3), 135-146. doi:10.1037/npe0000093
Published in
Journal of Neuroscience, Psychology, and EconomicsAuthors
Date
2018Discipline
LiikuntapsykologiaCopyright
© 2018 APA.
Using a dual-process framework, the aim of this research was to investigate the associations between reflective and impulsive processes and saving behavior. Self-control and saving habit were tested as additional factors that potentially moderate the relationship between constructs representing reflective and impulsive processes and behavior, or exert indirect effects on behavior through these systems. A community sample of 594 participants completed measures of saving intention, buying impulsiveness, trait self-control, saving automaticity, and propensity to save money. A well-fitting variance-based structural equation model, goodness-of-fit index = 0.338, average path coefficient = .119, p < .001, accounted for statistically significant amounts of variance in the key dependent variables: intention to save, R² = .364, buying impulsiveness, R² = .232, and saving behavior, R² = .173. Self-control and saving habit were indirectly related to saving behavior through intention, and buying impulsiveness was directly related to behavior when saving habits were low. Findings indicate strong saving habits may help to protect against impulsive spending and offer several targets for interventions aimed at improving saving behavior.
...


Publisher
American Psychological AssociationISSN Search the Publication Forum
1937-321XKeywords
Metadata
Show full item recordCollections
- Liikuntatieteiden tiedekunta [2058]
License
Related items
Showing items with similar title or keywords.
-
Self‐control and health‐related behaviour : The role of implicit self‐control, trait self‐control, and lay beliefs in self‐control
Hagger, Martin S.; Gucciardi, Daniel F.; Turrell, Amelia S.; Hamilton, Kyra (John Wiley & Sons; The British Psychological Society, 2019)Objectives: We tested unique contribution of trait self‐control, implicit self‐control, and lay beliefs in self‐control beliefs to the prediction of health‐related behaviours. We also tested whether relations between trait ... -
Trait Self-Control, Social Cognition Constructs, and Intentions : Correlational Evidence for Mediation and Moderation Effects in Diverse Health Behaviours
Hagger, Martin; Hankonen, Nelli; Kangro, Eva-Maria; Lintunen, Taru; Pagaduan, Jeffrey; Polet, Juho; Ries, Francis; Hamilton, Kyra (Wiley, 2019)Background: We examined effects of trait self‐control, constructs from social cognition theories, and intentions on health behaviours. Trait self‐control was expected to predict health behaviour indirectly through theory ... -
Consumer behaviour and decision-making process of mature consumers in Finnish retail environment
Westerholm, Max (2021)Maailman ikärakenne vanhenee jatkuvasti ja asiakassegmentit, jotka koostuvat senioreista, kasvavat entisestään. Nämä segmentit eivät ole pelkästään suuria ihmismäärältään, vaan myös varakkaita sekä halukkaita käyttämään ... -
ASP-tili säästämisen sitouttamisvälineenä
Hirvonen, Joonas (Taloustieteellinen yhdistys, 2021)Ihmisillä on usein haasteita sitoutua pitkän aikavälin tavoitteisiin. Oman talouden hallinnassa tämä voi tarkoittaa säästämisvaikeuksia, mutta myös maksuhäiriömerkintöihin ja ylivelkaantumiseen johtavaa kuluttamista. ... -
Modulation of impulsive behaviours using transcranial random noise stimulation
Varheenmaa, Markus; Wikgren, Jan; Thomas, Owen; Kortteenniemi, Aaron; Brem, Anna-Katharine; Lehto, Soili M. (Elsevier, 2022)