dc.contributor.author | Hyytinen, Ari | |
dc.contributor.author | Putkuri, Hanna | |
dc.date.accessioned | 2018-03-02T11:48:45Z | |
dc.date.available | 2020-01-22T22:35:21Z | |
dc.date.issued | 2018 | |
dc.identifier.citation | Hyytinen, A., & Putkuri, H. (2018). Household optimism and overborrowing. <i>Journal of Money, Credit and Banking</i>, <i>50</i>(1), 55-76. <a href="https://doi.org/10.1111/jmcb.12453" target="_blank">https://doi.org/10.1111/jmcb.12453</a> | |
dc.identifier.other | CONVID_26890960 | |
dc.identifier.other | TUTKAID_73165 | |
dc.identifier.uri | https://jyx.jyu.fi/handle/123456789/57237 | |
dc.description.abstract | We use Finnish household-level data from 1994 to 2013 to measure how often and what kind of forecast errors households make and how the errors are linked to the households' borrowing behavior and overindebtedness. We find that those households that make the largest optimistic forecast errors have greater debt-to-income ratios. They also are more likely to report that they suffer from excessive debt loads and have problems in coping with their bills. There are no such systematic effects for the households that make pessimistic forecast errors. | |
dc.language.iso | eng | |
dc.publisher | Ohio State University Press; John Wiley & Sons, Inc. | |
dc.relation.ispartofseries | Journal of Money, Credit and Banking | |
dc.subject.other | ylivelkaantuminen | |
dc.subject.other | forecast errors | |
dc.subject.other | borrowing | |
dc.subject.other | overindebtedness | |
dc.title | Household optimism and overborrowing | |
dc.type | article | |
dc.identifier.urn | URN:NBN:fi:jyu-201803011636 | |
dc.contributor.laitos | Kauppakorkeakoulu | fi |
dc.contributor.laitos | School of Business and Economics | en |
dc.contributor.oppiaine | Taloustiede | fi |
dc.contributor.oppiaine | Basic or discovery scholarship | fi |
dc.contributor.oppiaine | Economics | en |
dc.contributor.oppiaine | Basic or discovery scholarship | en |
dc.type.uri | http://purl.org/eprint/type/JournalArticle | |
dc.date.updated | 2018-03-01T13:15:10Z | |
dc.type.coar | http://purl.org/coar/resource_type/c_2df8fbb1 | |
dc.description.reviewstatus | peerReviewed | |
dc.format.pagerange | 55-76 | |
dc.relation.issn | 0022-2879 | |
dc.relation.numberinseries | 1 | |
dc.relation.volume | 50 | |
dc.type.version | acceptedVersion | |
dc.rights.copyright | © 2018 The Ohio State University. This is a final draft version of an article whose final and definitive form has been published by The Ohio State University. Published in this repository with the kind permission of the publisher. | |
dc.rights.accesslevel | openAccess | fi |
dc.subject.yso | lainat | |
dc.subject.yso | velkaantuminen | |
dc.subject.yso | taloudelliset ennusteet | |
jyx.subject.uri | http://www.yso.fi/onto/yso/p4705 | |
jyx.subject.uri | http://www.yso.fi/onto/yso/p5968 | |
jyx.subject.uri | http://www.yso.fi/onto/yso/p16768 | |
dc.relation.doi | 10.1111/jmcb.12453 | |
dc.type.okm | A1 | |