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dc.contributor.authorStark, Laura
dc.date.accessioned2021-06-24T10:25:18Z
dc.date.available2021-06-24T10:25:18Z
dc.date.issued2021
dc.identifier.citationStark, L. (2021). Mobile money and the impact of mobile phone regulatory enforcement among the urban poor in Tanzania. <i>Human Technology</i>, <i>17</i>(1), 22-44. <a href="https://doi.org/10.17011/ht/urn.202106223977" target="_blank">https://doi.org/10.17011/ht/urn.202106223977</a>
dc.identifier.otherCONVID_97935753
dc.identifier.urihttps://jyx.jyu.fi/handle/123456789/76848
dc.description.abstractMobile money provides a tool for survival, particularly in urban conditions shaped by city regulations that make microvending difficult for the poor. An analysis of 165 interviews conducted in two low-income neighborhoods in Dar es Salaam, Tanzania over 8 years demonstrates how interlocked layers of technology and interaction make mobile money services semiformal. I introduce two mobile money-enabled survival strategies: intrahousehold transfers for day-to-day survival (transfers within the same city) and resource safeguarding through kin remittances of start-up capital (home-based subsistence business capital stored for kin access in emergencies). The recent tightening of mobile phone regulations in the global South has disrupted users’ multilevel and formal/informal-hybrid infrastructures of money movement in these communities. Such tougher regulations could result in a new digital divide that hinders rather than facilitates the financial inclusion of the poor.en
dc.format.mimetypeapplication/pdf
dc.language.isoeng
dc.publisherJyväskylän Yliopisto
dc.relation.ispartofseriesHuman Technology
dc.relation.urihttps://ht.csr-pub.eu/index.php/ht/article/view/239
dc.rightsCC BY-NC 4.0
dc.subject.otherAfrikka
dc.subject.otherTansania
dc.subject.otherAfrica
dc.subject.otherfinancial inclusion
dc.titleMobile money and the impact of mobile phone regulatory enforcement among the urban poor in Tanzania
dc.typearticle
dc.identifier.urnURN:NBN:fi:jyu-202106244040
dc.contributor.laitosHistorian ja etnologian laitosfi
dc.contributor.laitosDepartment of History and Ethnologyen
dc.contributor.oppiaineEtnologiafi
dc.contributor.oppiaineEthnologyen
dc.type.urihttp://purl.org/eprint/type/JournalArticle
dc.identifier.doi10.17011/ht/urn.202106223977
dc.type.coarhttp://purl.org/coar/resource_type/c_2df8fbb1
dc.description.reviewstatuspeerReviewed
dc.format.pagerange22-44
dc.relation.issn1795-6889
dc.relation.numberinseries1
dc.relation.volume17
dc.type.versionpublishedVersion
dc.rights.copyright© 2021 Laura Stark and the Open Science Centre, University of Jyväskylä
dc.rights.accesslevelopenAccessfi
dc.subject.ysokehitysmaat
dc.subject.ysosähköinen raha
dc.subject.ysokaupungit
dc.subject.ysolainsäädäntö
dc.subject.ysorahavarojen siirtäminen
dc.subject.ysomatkapuhelimet
dc.subject.ysomobiilimaksaminen
dc.subject.ysoköyhyys
dc.subject.ysoselviytyminen
dc.subject.ysotuloerot
dc.subject.ysokansantalous
dc.format.contentfulltext
jyx.subject.urihttp://www.yso.fi/onto/yso/p17004
jyx.subject.urihttp://www.yso.fi/onto/yso/p3653
jyx.subject.urihttp://www.yso.fi/onto/yso/p1688
jyx.subject.urihttp://www.yso.fi/onto/yso/p13854
jyx.subject.urihttp://www.yso.fi/onto/yso/p101
jyx.subject.urihttp://www.yso.fi/onto/yso/p4362
jyx.subject.urihttp://www.yso.fi/onto/yso/p39194
jyx.subject.urihttp://www.yso.fi/onto/yso/p3476
jyx.subject.urihttp://www.yso.fi/onto/yso/p11867
jyx.subject.urihttp://www.yso.fi/onto/yso/p3473
jyx.subject.urihttp://www.yso.fi/onto/yso/p15057
dc.rights.urlhttps://creativecommons.org/licenses/by-nc/4.0/
dc.relation.doi10.17011/ht/urn.202106223977
dc.type.okmA1


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